Structured Capital Solutions for Real Estate Developers
Dedicated real estate capital advisory and syndication firm, structuring debt and equity funding for builders and developers across key growth markets.
The Firm
We connect credible real estate developers with HNIs, family offices, and NBFCs for secured project funding and joint venture capital.
Real estate advisory
Capital structuring
Fund syndication
Transaction coordination
The Real Estate Funding Challenge
How institutional banking constraints impact pre-construction momentum and how private capital bridges the gap.
Real estate projects require substantial funding well before construction begins—for land purchase advances, joint development agreements (JDAs), and government approvals.
Bank Loans Require Clear Approvals & RERA
Banks and housing finance companies cannot disburse construction loans until land title is clear and RERA permissions are fully approved.
Traditional commercial banks do not fund these early expenses, requiring developers to invest heavy promoter capital upfront.
Funding the Pre-Construction Gap
Artha RFT bridges this gap by arranging private funding from HNIs and family offices from initial land acquisition until bank construction finance opens up.
Where Developers Need Funds Before Bank Loans
This creates a funding gap before construction starts across six key areas:
Land purchase, token advance, and land conversion costs
Joint Development Agreement (JDA) deposits and landlord commitments
Statutory approvals, municipal plan sanctions, and RERA filing charges
Title search, legal opinion, and agricultural to NA conversion
Architectural designs, site preparation, and initial soil testing
Pre-launch expenses to bring the project to the bank-finance stage
Need project-specific capital for pre-construction or joint-venture arrangements?
Explore Structured SolutionsCapital Solutions
Through our network of private and institutional investors, Artha RFT facilitates capital across three structures:
Secured Debt
1st Mortgage on LandProject debt with fixed interest rates, agreed tenure, and first mortgage on land and future customer receivables.
Projects with clear title, steady sales potential, and promoters seeking funding without giving up equity.
Equity Participation
Profit SharingProject-level equity or partnership capital in an SPV, where investors share in the development profit and risk.
Townships, plotting schemes, and large residential projects where paying regular monthly interest would strain cash flows.
The developer retains full equity ownership while the investor receives fixed, agreed interest and principal repayment.
Returns are linked to project sales and profits, sharing business upside without fixed monthly interest pressure.
Why Developers Work With Artha RFT
Four institutional pillars defining our transaction advisory and syndicate execution.
Access to Private Capital
Direct access to verified family offices, HNIs, and private credit funds looking to invest in structured real estate opportunities.
Transaction Coordination
Smooth coordination between builder, investors, legal advocates, and chartered accountants from start to finish.
Practical Structuring
Loan and equity terms tailored to actual site progress, local market sales velocity, and moratorium needs.
Quick Evaluation & Turnaround
Direct, responsive evaluation of project requirements to prevent costly delays before construction starts.
Clear Documentation & Escrow
RERA-compliant escrow mechanisms, registered mortgage security, and clear reporting to keep all parties aligned.
Artha RFT partners with developers having proven local execution capability, viable project unit economics, and clean regulatory standing.
Empanelment does not constitute a commitment by Artha RFT to raise funds or by the developer to accept any particular investment proposal. Each funding opportunity will be evaluated and mandated separately.
Developer Empanelment CriteriaOur Role in the Transaction
How Artha RFT guides credible developers from initial asset appraisal to definitive capital deployment.
Evaluate
Reviewing project location, developer background, land documents, and required funding amount.
Structure
Finalizing loan vs equity terms, interest rate, repayment timeline, and security package.
Connect
Presenting the deal directly to interested family offices and private investors under confidentiality.
Coordinate
Assisting with legal title verification, mortgage registration, escrow setup, and stage-wise disbursement.
Looking for the end-to-end 7-stage capital execution roadmap & documentation checklist?
The final investment decision remains with the respective investor, based on the information and documentation provided for the specific opportunity.
Engage With Artha RFT
We work with credible real estate builders through developer empanelment or project-specific funding mandates.
Each funding opportunity is mandated and structured independently to meet specific asset parameters.